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  • Accidental Death and Dismemberment (AD&D) Insurance

    If you are a regular employee normally scheduled to work at least 20 hours per week, you’re automatically covered under AD&D insurance at no cost to you.

    • Under AD&D, AIG Life Insurance will pay an additional three times your benefits salary up to a maximum of $1,500,000 for accidental loss of life. This is in addition to the benefit you receive for Basic Life Insurance.
    • AIG also pays a benefit if you suffer a covered accident that results in paralysis or the loss of sight, speech, hearing, or limb(s).

    Coverage is subject to limitations described in the AD&D Certificate. This plan covers employees only, not dependents.

    The beneficiary you designate for Basic Life will be the same for AD&D. If you waive Basic Life coverage or want to designate another beneficiary, complete a Life Insurance Beneficiary Form and indicate it is for the AD&D plan.

    For full details, see the AD&D Summary Plan Description.